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The "Pre-Qualify Now" link is for Customers Only.  Brokers should refer to Broker Center. Broker Agreements will not be honored by Normandy if Broker submits a Pre-Qualification using the customer link above..

NON-PRIME LOANS

LESS THAN PERFECT CREDIT, NO EMPLOYMENT, ALTERNATIVE INCOME VERIFICATION LOANS

Loans are evaluated on a case by case basis subject to a full review of the Borrower's qualifications (ie:  income, assets, credit and loan to value)

The Normandy Advantage
  • 1 - 4 Units
  • Owner Occupied Primary Residence
  • Loan Amounts:  $100,000 - $417,000 (Up to $600,000 in other conforming areas)
  • Maximum Loan to Value Purchase:  80% / Refinance 75%
  • Compensating factors taken into consideration
  • Recent bankruptcy or late mortgage payments are not automatic declines
  • No refinances allowed for existing Sub Prime, High Cost or Special Loans
  • Typical amortization is 30 years with a term of 7 - 10 years
*Non-Prime Loan Programs are available for Borrowers with 1) Less than perfect credit who have experienced credit problems and have resolved the problems for the future; 2) No employment who have excellent job history and have a job contract or excellent job prospect; 3) Alternative income verification who can prove income through corporate finance statements, bank statements, etc., other than W2.

Call today for our general rates and/or to start the pre-approval process call (800) 390-7536 or use the "Pre-Qualify Now" link above.


NORMANDY CORPORATION
NMLS #71492
Principal Business Address: 46 Prince Street, Rochester, New York 14607
585-256-2600 * 800-390-7536 * Fax: 585-256-2836
Email:
info@normandy.com
Hours: Monday - Friday   9 am to 5 pm